Update on Marta FuncianaMarta, 71, is a widow and has four children she lives with in Pueblo Viejo Canton, Los Ríos Province. She’s a member of the “Anchoveta” communal bank located in Puerto Pechinche Parish, Anchoveta Recinto belonging to Pueblo Viejo Canton; it does agricultural work.
Marta works in agriculture growing corn and rice and also raises animals. She is asking for the loan to buy seeds, fertilizer, urea, insecticide and manure. The loan has helped her meet her needs and earn higher income for family well-being. Her dream is to buy a house and land. The challenges she faces are competition and bad weather. She likes to read and go for excursions in her free time.
Es integrante de la Ventanilla ANCHOVETA se encuentre ubicada en la parroquia Puerto Pechiche recinto Anchoveta pertenece al Canton Pueblo Viejo se dedica a labores agricolas.
Marta se dedica a la agricultura a la siembra de maiz, arroz, ademàs se dedica a la crianza de animales. Solicita el crédito para la compra de semillas, fertilizantes, urea, insecticidas, abonos. El crèdito le ayudado a suplir las necesidades y obtener mejores ingresos para el bienestar de la familia. El sueño es comprar una casa y terrenos.
Los desafíos a los que se enfrenta es la competencia y el mal clima. En los tiempos le gusta leer y pasear.
Previous Loan DetailsMarta Funciana is 70 years old, has 4 children, and lives in the Pueblo Viejo area of Los Rios. She is a farmer and raises corn and rice and also animals; she makes her purchases in Ventanas. She is asking for this loan to buy seeds, fertilizers, urea, insecticides, and compost. This loan ... More from Marta Funciana's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid