Update on Jonathan MiguelJonathan is 23 years old, in a common-law marriage, and has one child. He lives with his partner and his son in the Pueblo Viejo canton of the Los Rios province. Jonathan belongs to the Anchoveta communal bank, which is located in the Puerto Pechiche parish of the Anchoveta district in the Pueblo Viejo canton. Anchoveta works with agricultural enterprises.
Jonathan works in agriculture, planting corn, rice, and soy. He also raises pigs. He buys his supplies and sells his products in Ventanas.
He requests the loan to buy seeds, fertilizers, compost, and a pump. The loan will help him provide for the needs of his family and his crops.
His dream is to plant cacao and to buy a house. The challenges that he has faced include bad weather and competition. In his free time, he likes to play soccer and cards.
Jonathan pertenece a la ventanilla ANCHOVETA se encuentre ubicada en la parroquia Puerto Pechiche recinto Anchoveta pertenece al Canton Pueblo Viejo se dedica a labores agricolas.
Jonathan se dedica a la agricultura a la siembra de maiz, arroz, soya, además se dedica a la crianza de cerdos. Las compras y las ventas las realiza en Ventanas.
Solicita el crédito para la compra de semillas, fertilizantres, abonos, una bomba. El credito le ayudado a suplir las necesidades de la familia y de la produccion. El sueño es sembrar cacao y comprar una casa.
Los desafíos a los que se ha enfrentado es el mal clima y la competencia. En los tiempos libres le gusta jugar futbool y cartas.
Previous Loan DetailsJonathan Miguel is 22 years old. He is single. He has a one-year-old son. He lives with his parents in the Pueblo Viejo canton of the province of Los Rios. Jonathan belongs to the Anchoveta communal bank located in the Puerto Pechiche parish of the Anchoveta district in the Pueblo Viejo canton.… More from Jonathan Miguel's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid