Jerusalen De Viacha Group
The loan received will benefit small micro-businesses that that of Alicia. She indicates that she began working with Kiva partner Pro Mujer three loan cycles ago, entering upon the invitation of her friends who were already part of the institution. Currently she has a business selling food. She notes that she learned this business on her own initiative after observing, and that her business is very active.
The loan that she will receive is for increasing capital (for the purchase of rice, noodles and oil) that she will buy in bulk in the markets of the city of El Alto and then use to make and sell her product in her stall. This form of work allows her to generate income to maintain as much as possible her home since she has a partner and a child.
She asked what she likes about Pro Mujer, she responds that she likes the savings that are generated.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Alicia es integrante, ella indica que hace tres ciclos que integra Pro Mujer, ingresando por invitación de sus amigas que son parte de la institución. En la actualidad ella tiene un negocio de venta de comida; cuenta que este negocio lo aprendió por iniciativa propia al observar que este comercio es muy activo.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, fideo y aceite) que adquirirá de las ferias de la Ciudad de El Alto por mayor y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene una hija.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro que genera.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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