Update on Lila UniciaLila, 41, lives in a civil union and has two children. She lives with her children and husband in San Franciso in Ventanas canton in Los Ríos province. She belongs to the communal bank Ventanilla Cevallos, located in San Francisco in San Juan de Pueblo Viejo parish, and she is a farmer.
Lila grows corn, soybeans, and rice and raises chickens and pigs. She has applied for a loan to buy fertilizer, insecticide, and herbicide. With the loan, she will be able to buy needed farming supplies to protect against pests and disease. She makes her purchases in Ventanas. She dreams of growing her business and profit. She likes to read and listen to music in her free time.
Es integrante de la Ventanilla Cevallos, se encuentra ubicada en el Recinto San Francisco, perteneciente a la parroquia San Juan de Pueblo Viejo se dedican a labores agrícolas.
Lila se dedica a la agricultura a la siembra de maíz, soya y arroz, además se dedica a la crianza de pollos y cerdos. Solicita el crédito para comprar los fertilizantes, insecticidas, herbicidas.
Con la ayuda del crédito podrá podrá comprar lo necesario para la agricultura para evitar las plagas y enfermedades. Las compras las realiza en Ventanas.
El sueño es mejorar el negocio y obtener mejores utilidades, en los tiempos libres le gusta leer y escuchar música.
Previous Loan DetailsLila, 40, is single and has two children whom she lives with in San Francisco, which belongs to the Ventanas Canton in Los Rios Province. She belongs to the Solidarity Group Cevallos, which is located in the precinct of San Francisco. She makes a living doing agricultural and livestock work, ... More from Lila Unicia's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid