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Ligia is 29 years old. She is married and has 2 children who are his main priority. She lives with her husband and children. Ligia is a housewife. She wants to buy a motorcycle so that her husband can get to his job as an agricultural worker more quickly and comfortably. She has been doing this work for several years and she wants to grow and she also wants for her family to be more productive. This is the first loan she has received from FUDECOSUR. She hasn't taken out other loans from state banks or cooperatives, but FUDECOSUR offered her the loan with more ease of payment and a much lower rate of interest. She also wants for her children to have a better quality of life and be able to help them go to school and have a better quality of life, by increasing income.
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Ligia, tiene la edad de 29 años, es casada y tiene 2 hijos que son mu mayor prioridad y vive con su esposo e hijos. Ligia es ama de casa. Ella quiere comprar una moto para que su esposo se traslade más rápido y cómodo al trabajo como peón agrícola. Tiene varios años que se dedica a éste trabajo y quiere crecer y también desea que su familia sea muy productiva. Es el primer préstamo que ha recibido de FUDECOSUR. No ha realizado otros préstamos en bancos estatales o Cooperativas, pero FUDECOSUR le brindó el préstamo con mayores facilidades y la tasa de interés es mucho más baja.También tiene el deseo de que sus hijos tengan mejora calidad de vida y poderles ayudar a estudiar y que tengan un mejor nivel de vida, aumentando los ingresos.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 42
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 500.7
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $600 helped Ligia to buy a motorcycle for work.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 1, 2013
Jul 17, 2013
Currency Exchange Loss: