Update on Wilson AgustinWilson is 46 years old and is in a common-law marriage with no children. He lives with his wife in Ventanas canton, in the province of Los Ríos.
Cevallos communal bank is located in Recinto San Francisco and belongs to the San Juan de Pueblo Viejo parish. Its members are engaged in agriculture.
Wilson works in agriculture, raising pigs and chickens. He is requesting a loan to purchase chickens, pigs, ducks, and animal feed. With the support of this loan, he will build up his business.
His dream is to continue improving his business so that it is more profitable. The challenges he faces are competition and bad weather. In his free time he likes to play sports.
VRC CEVALLOS, SE ENCUENTRA UBICADA EN EL RECINTO SAN FRANCISCO, PERTENECE A LA PARROQUIA SAN JUAN DE PUEBLO VIEJO SE DEDICAN A LABORES AGRICOLAS.
Wilson se dedica a la agricultura a la crianza de cerdos, pollos. Solicita el crédito para comprar pollos, cerdos, patos y alimento para los animales.Con el apoyo del crédito va incrementar su negocio.
El sueño es seguir mejorando el negocio para que haya más utilidad. El desafío al que se enfrenta es la competencia y el mal clima. En su tiempo libre le gusta hacer deporte.
Previous Loan DetailsWilson, 45, is in a common-law marriage and has no children. He lives with his wife in Ventanas canton, in the Los Rios province. He is a member of the communal bank "Cevallos," which is located in Recinto San Francisco, in San Juan De Pueblo Viejo parish. This bank is made up of people who… More from Wilson Agustin's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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