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David Ernesto
David is a tenacious young man, 21 years old, with a partner and two children. For 5 years he has been repairing motorcycles and bicycles. He never had the help of his father, and it was his mother who raised him all his life. He learned the trade empirically, as near where he lived there was a small workshop, and every afternoon he went to watch how the work was done. Seeing the boy's persistence, one day they gave him the opportunity to work in the shop. This is how he learned, and two years ago he started his own workshop, where he now works. With the little income he earns, he buys materials in the city, at a shop known for wholesale parts and tools.

The loan he is requesting from Fundación Campo is to purchase bicycle and motorcycle tires, because he does not have them available for his clients; he repairs them but does not have them for sale to be able to change them. He will also buy rims. He would like to sell bicycle frames, which he does not sell at the moment. This way, he will improve and equip his small business. What he wants is to be able to provide better service to his customers.

Once his business conditions improve he will invest in the purchase of better quality replacement parts. David hopes to attract many more clients through those he currently has, and thus generate more income, with which he hopes to provide a better quality of life for his children.

David's plan is first to pay off the loan and continue to have the opportunity for new loans with the institution. Another is to give his children the chance to get a university degree, since he never had that chance, due to the lack of assistance from his father. He would also like to see his business grow.
View original language description ↓
David es un joven luchador de 21 años de edad, acompañado y padre de dos hijos. Desde hace 5 años se dedica a la reparación de motos y bicicletas; ya que nunca tubo la ayuda de su padre y a sido su madre quien se encargo de criarlo toda la vida. El oficio lo aprendió de manera empírica, ya que cerca de donde el vivía, estaba ubicado un pequeño taller, y todas las tardes llegaba a observar como era que realizaban las labores de trabajo. De esta manera al ver la insistencia que el muchacho tenia, cierto día le dieron la oportunidad de dejarlo laborar en el taller. así fue como aprendió y hace dos años coloco su propio taller, donde actualmente labora. Con los pocos ingresos que obtiene compra los materiales en la ciudad, en una tienda reconocida en ventas al por mayor de repuestos y herramientas.

El préstamo que esta solicitando a Fundación Campo, es para comprar llantas de bicicletas y de moto, porque no tiene disponible para sus clientes solo las repara peor no teine a la venta para cambiarlas, rines, quiere vender chasis de bicicletas de esto no vende en este momento. De esta manera, mejorara y equipara su pequeño negocio. Ya que lo que quiere es poder brindar una mejor atención y servicio a sus clientes.

Dado a que va mejor las condiciones de su negocio e invertirá en la compra de mejor calidad de repuestos. David espera atraer muchos mas clientes con los que cuenta actualmente, y así generar una mayor cantidad de ingresos, con los cuales espera darle una mejor calidad de vida a sus hijos.

Los planes de David es primeramente cancelar el préstamo y seguir teniendo la oportunidad de nuevos prestamos en la institución. Otro es darle a sus hijos la oportunidad de estudiar una carrera universitaria, ya que el nunca tubo esa posibilidad, debido a que no tubo la ayuda de su padre. Y desea poder ver crecer su negocio.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 730
    View loans »
    El Salvador Loans Fundraising
  • $26,313,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped David Ernesto to buy bicycle and motorcycle tires, rims, and bicycle frames.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 10, 2013
Listed
Jul 17, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014