Update on Clara AgripinaClara is 41 years old. She lives in a common-law relationship and has five children. She lives in the Ventanas department of Los Rios province. The Cevallos communal bank is located in the small town of San Francisco, which belongs to the San Juan de Pueblo Viejo parish. The members work in agriculture.
Clara works in agriculture, growing corn and soybeans in addition to raising chickens and pigs. She is seeking this loan in order to buy supplies that are needed for her crops, as well as to buy chickens and pigs, and food to raise and fatten them.
With the support of the loan she will buy supplies that are needed for the crops. Her dream is to have good health and money. The challenge that she faces is to continue working to get ahead. In her free time she rests.
VRC CEVALLOS, SE ENCUENTRA UBICADA EN EL RECINTO SAN FRANCISCO, PERTENECE A LA PARROQUIA SAN JUAN DE PUEBLO VIEJO SE DEDICAN A LABORES AGRICOLAS.
Clara se dedica a la agricultura a la siembra de maíz, soya, además a la crianza de gallinas y cerdos. Solicita el crédito para compra lo necesario para las siembras, además comprar pollos, cerdos y alimento de crianza y engorde.
Con el apoyo del crédito podrá comprar lo necesartio para los cultivos. El sueño es contar con salud y dinero. El desafío al que se enfrenta es seguir trabajando para salir adelante.
En su tiempo libre se dedica a descansar.
Previous Loan DetailsClara is 40 years old. She is single and has five children. She lives in Ventanas cantón, in Los Rios province. The Cevallos communal bank is located in the small town of San Francisco, which belongs to the San Juan de Pueblo Viejo parish. The members work in agriculture. Clara raises… More from Clara Agripina's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid