Update on Jesus DelivaJesús is a 59 year old single mother. She has a daughter and lives with her in Ventanas canton, los Ríos province. She is a member of the “Cevallos” Communal Bank, located in the San Francisco precinct, which belongs to the “San Juan Pueblo Viejo” parish, an area dedicated to farming. Jesús is engaged in farming, planting corn and rice. She is requesting the loan to purchase seeds, urea, insecticides, and fertilizer. With the help of the loan, she will be able to purchase what she needs for farming. She makes her purchases in Ventanas. She frequently faces the challenges of competition and blight. Her dream is to spend time with her family. In her free time, she enjoys going for walks through the village with her daughter.
Es integrante de la VRC Cevallos, se encuentra ubicada en el Recinto San Francisco, Pertenece a la Parroquia San Juan del Pueblo viejo se dedican a labores agrícolas.
Jesús se dedica a la agricultura a la siembra de maíz, arroz. Solicita el crédito para comprar semillas, urea, insecticidas, fertilizantes. Con la ayuda del crédito podrá comprar lo necesario para la agricultura. Las compras y ventas las realiza en Ventanas
Los desafíos que se le presenta muy frecuente es la competencia y las plagas. El sueño es pasar junto a la familia.
En los tiempos libres le gusta salir a pasear con la hija por el pueblo.
Previous Loan DetailsJesus Deliva is single and she is fifty-seven years old. She has a daughter. She lives with her daughter who is thirty-nine years old and they live in the canton of Los Rios. She is a member of the communal bank "Cevallos", which is located in the San Francisco enclosure. It belongs to the… More from Jesus Deliva's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid