Update on Rosa JuanaRosa is 41 years old. She is in a common law marriage and has two children. She lives with her husband and children in Cantón Ventanas in the Los Ríos province.
The Cevallos community bank is located in the town of San Francisco, in the San Juan de Pueblo Viejo Parish. Its members work in agriculture.
Rosa works in agriculture, growing corn and rice. She also raises animals such as chickens and pigs. Rosa is applying for this loan to buy seeds, fertilizer and urea.
With the support of the loan, Rosa will be able to purchase what she needs for her crops. Her dream is be a businesswoman.
In her free time, Rosa enjoys reading about how to care for her crops.
VRC CEVALLOS, SE ENCUENTRA UBICADA EN EL RECINTO SAN FRANCISCO, PERTENECE A LA PARROQUIA SAN JUAN DE PUEBLO VIEJO SE DEDICAN A LABORES AGRICOLAS.
Rosa se dedica a la agricultura a la siembra de maíz y arroz, además se dedica a la críanza de animales como gallinas y cerdos. Solicita el crédito para comprar semillas, abonos, fertilizantes, urea.
Con el apoyo del crédito podrá comprar lo que le hace falta para las siembras. El sueño es ser empresario.
En su tiempo libre le gusta leer sobre los cuidados que se da a los cultivos.
Previous Loan DetailsRosa is forty years old. She is in a common law marriage and has two children. She lives with her husband and their two children in Ventanas cantón, in Los Rios province. The Cevallos communal bank is located in the small town of San Francisco, which belongs to the parish of San Juan de Pueblo… More from Rosa Juana's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid