Djiguisseme 4 Group
They partnered with the Soro Yiriwaso microfinance institution to sustain their farming activities during the rainy season. This is their 4th loan cycle with the MFI, and all past loans were correctly repaid.
Minessa grows groundnuts. She appears in the photo standing first from the left, wearing an ink-coloured wax pagne. She will use her loan to buy inputs, seeds and small farming equipment, and to pay for the cost of plowing 0.5 hectare of farmland.
After the harvest, the crop will be sold in the village and in Kimparana to a clientele consisting of both men and women.
Minessa expects to earn a profit of 95,500FCFA by the end of the season. This will help her to repay her loan and to help her husband with the day-to-day expenses.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur 4er prêt avec l’institution, les prêts passés ont été bien remboursés.
La spéculation cultivée est l’arachide avec MINESSA , 1 ère femme débout de la gauche vers la droite en complet wax couleur ancre sur la photo.
Avec son prêt, elle compte acheter des intrants, des semences, des petits matériels agricoles et payer les frais de labour pour entretenir 0,5 hectare.
La production sera vendue au niveau du village et à Kimparana, après la récolte, à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice de 95 500FCFA en fin de campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid