Djiguisseme 3 Group
They collaborate with the microfinance institution Soro Yiriwaso so as to succeed with their agricultural activities during the rainy season. They are on their fifth loan with the institution, their prior loans having been correctly reimbursed.
Bintou Dramane, the first woman sitting left to right in the photo cultivates peanuts. With her loan she intends to buy inputs, seeds and tools, and pay plowing fees to maintain one and a half hectares. Her produce is sold in the village and in Kimparana, after the harvest, to a clientele composed of men and women. She expects to make an average profit of 110,000 F CFA at the end of the growing season.
This profit will allow her to repay her loan and also to help her husband with the daily expenses.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur 5 eme prêt avec l’institution, les prêts passés ont été bien remboursés.
La spéculation cultivée est l’arachide avec BINTOU DRAMANE, 1 ère femme assise de la gauche vers la droite sur la photo.
Avec son prêt, elle compte acheter des intrants, des semences, des petits matériels agricoles et payer les frais de labour pour entretenir 1,5 hectare.
La production sera vendue au niveau du village et à Kimparana, après la récolte, à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 110.000FCFA en fin de campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid