Djiguisseme 1 Group
They collaborate with the Soro Yiriwaso microfinance institution in order to maintain their farming activities over the rainy season.
This is their fifth loan with the institution and all their previous loans have been repaid in full.
Kariya (the group leader), pictured standing on the far left, grows groundnuts. She will use her loan to buy farm inputs, seed and minor agricultural equipment, as well as pay the labour costs to maintain 1.5 hectares.
After harvest, the produce is sold in the village and in Kimparana, to both men and women customers.
Kariya is hoping to make 45 000 CFA francs by the end of the campaign. This money will help her to pay off the loan and help her husband with day-to-day expenses.
NB: Makariya is absent from the photo due to a foot injury.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur 5 eme prêt avec l’institution, les prêts passés ont été bien remboursés.
La spéculation cultivée est l’arachide avec KARIYA, 1ere debout de la gauche vers la droite sur la photo ( présidente du groupe ).
Avec son prêt, elle compte acheter des intrants, des semences, des petits matériels agricoles et payer les frais de labour pour entretenir 1,5 hectare.
La production sera vendue au niveau du village et à Kimparana, après la récolte, à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 45 000FCFA en fin de campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
NB : MAKARIYA absente pour couse de maladie ( luxation au niveau du pied ).
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid