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Tawiah's Group
In this Group: Tawiah, Grace , Peter
Tawiah is 63 years old and lives with her husband and two daughters in Teshie, Accra, Ghana. Both of her daughters are in the area and are still in school. Tawiah sells smoked fish, while her husband works as a carpenter to supplement the family’s income. In the photo she is standing on the extreme right.

Tawiah's business earns her family a daily income of about 80 GHS; she is able to save 10 GHS each week.

This is the fourth loan cycle with ID Ghana for Tawiah’s group, and they have repaid back previous loans without trouble. This is Tawiah's second loan with Kiva and she was successful repaying her first loan, which enabled her to support her family with enough food.

She is now leading this group to apply for another loan. As the leader, she will use her portion to buy more smoked fish to sell to customers. The other members of the group sell mineral drinks and firewood.

Tawiah hopes to earn more income to make a better living and keep her children in school.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Ghana

  • $3,500
    Average annual income
  • 25
    View loans »
    Ghana Loans Fundraising
  • $11,557,625
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Tawiah's Group's $1,300 loan helped a member to buy more smoked fish to sell to customers.
97% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 11, 2013
Listed
Jul 18, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014