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Sandra's Group
In this Group: Ernestina , Sandra , Grace
Sandra is 33 years old and is a single mother to two children. She was only able to complete three years of senior high school, but she works very hard to support her children by operating a wax-print material sales business.
She sells her products from door to door, and started her business 10 years ago while helping a mother in a similar endeavor.
Sandra is standing in the middle of photograph.

Sandra's group came together with the common goal of supporting each other's business endeavors and leveraging the opportunities of a loan to grow and strengthen their respective businesses. In view of this agenda they resorted to ID-Ghana for loan and they are in their 4th cycle.

Sandra plans to use the support from this loan to purchase wax-print and material to sell to customers. The other group members make a living selling the same products.

They need a total amount of GHS 3100 to continue competitive businesses with other sellers of the same products.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Sandra's Group's $1,550 loan helped a member to purchase wax-print and material to sell to customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Jul 18, 2013
Currency Exchange Loss:
Feb 17, 2014