These women met through bonds of kinship and they buy and sell foodstuffs such as condiments, or sell cooked food or general merchandise.
The women of this group called Benkadi are on their first solidarity loan. Ami, the first woman standing in the photo, left to right, intends to use her loan to buy one sack of wheat flour, one jerrycan of 20 liters, one sack of onions, and some packets of condiments. She buys her supplies in San and the villages nearby. She makes her sales right in San, to a clientele composed of women and men.
The women expect to make an average monthly profit of 20,500 F CFA which will be used to cover healthcare expenses, food, and school fees with the rest reinvested in the businesses. .
Ces femmes se sont connues à travers des liens de parenté et font les activités d’achat et de vente de produits alimentaires tels les condiments alimentaires, et la restauration et de produits divers.
les femmes du groupe BENKADI sont à leur 1 er prêt solidaire. AMI 1 ère femme debout de la gauche vers la droite sur la photo, compte utiliser son prêt pour acheter 1 sac de farine de blé, 1 bidon de vingt litres, un sac d’oignon et quelques colis de condiments.
Elles s’approvisionnent à SAN et les villages environnants. Elles effectuent ses ventes, sur place à SAN, à une clientèle composée de femmes et d’hommes.
Elles envisagent réaliser un bénéfice moyen mensuel de 20 500FCFA qui sera utilisé dans les dépenses relatives à la santé, à la nourriture, aux frais scolaires et le reste sera réinvesti dans les activités.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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