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Ensa is 47 years old, married has four children. She is working as a nurse while her husband works as a driver for a private company where he earns a very low salary. They live in the western part of Kosovo. It is very difficult for them to save money because they are raising children. For many years she could not fence her yard because she could not save the money. Now Ensa is requesting a loan to pay for this work. The loan will give her children a better place to play and enclose her property. She is hoping in the future to have a better life, but her goal for now to give her children a good education. She thank all Kiva lenders for their support!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 36
    View loans »
    Kosovo Loans Fundraising
  • $1,948,125
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Ensa to fence her yard.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 8, 2013
Jul 18, 2013
Currency Exchange Loss:
Jul 17, 2014