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Mihrije is 26, married, and has four children between the ages of 1 and 9 years old. They all live in a minority Roma community in Kosovo.

Mihrije is a housewife and a stay-at-home mother, while her husband, who is the main source of the family's income, works in a shop market.

This loving family lives in unacceptable conditions. They live in a small old house, which has a serious problem with its insulation and the windows and doors. This means that, during the rainy season and wintertime, they experience minor flooding, poor heat retention, drafts, and increased utility bills.

Mihrije is requesting a loan to buy windows and door frames for her house, with the hopes that it will improve the living conditions for her family. Mihrije is grateful to all Kiva lenders for improving the family's conditions and standard of living.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 10
    View loans »
    Kosovo Loans Fundraising
  • $1,938,975
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Mihrije to buy windows and door frames for her house.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Jul 18, 2013
Currency Exchange Loss:
Dec 17, 2014