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Mujeres De Exito De Rocafuerte  (Rocafuerte) Group
In this Group: Carmen Dolores*, Laura Katerine, María Esperanza, Virginia Isabel, Carmen Del Jesús, Rosa Ramona, Joe Javier, Kelvin Abigail, Letty Narcisa, María Pierina, Diana Rafaela, Josefa Mercedes
* not pictured
The members of the Mujers De Éxito de Rocafuerte communal bank meet every 15 days in the Rocafuerte canton. This group is comprised of ten women and two men. This place is known for its delicious sweets that the villagers prepare and are known throughout the country. The members combine their efforts in order to be able to access the benefits that the Fundación Espoir provides. With these benefits they hope to expand their businesses for the well-being of their families.

Carmen Dolores, age 32, is one of the members of this group. She is a single mother with two children, ages four and two months. She lives with her parents. She is an auditor and accountant.

In order to get ahead, together with her two young daughters, Carmen Dolores sells Avon and Yanbal (beauty products, cosmetics, perfume, and women’s accessories) products. She also does accounting jobs for certain places and people who require her services. With this she earns something for her work, which together with her income from her business, serves her to get her little ones ahead.

She works almost every day with her accounting work or making her rounds of sales. She leaves her products on credit, and she collects each week. She has been engaged in this business activity for over ten years, and it allows her to get ahead.

This loan is to buy perfume, creams, cosmetics, and some office supplies for her accounting jobs. She has been in the communal bank for four years, and she is the president. She likes it for the help that is provided with the loans. Her dream is to give her daughters the best.
View original language description ↓
En el cantón Rocafuerte se reúnen cada quince días los socios del Banco Comunal Mujeres De Éxito de Rocafuerte. Este grupo está integrado por 10 mujeres y 2 hombres, este lugar se lo conoce por sus deliciosos dulces que preparan los lugareños y que son reconocidos en todo el país. Ellos unieron sus esfuerzos para poder acceder a los beneficios que presta la Fundación Espoir, con el cual esperan aumentar sus negocios para el bienestar de sus familias.

Una de las socias de este grupo es la señora Carmen Dolores, tiene 32 años de edad, es madre soltera de dos niñas, una de 4 años y la menor de 2 meses de nacida, vive con los padres. Ella es Ing. en Contabilidad y Auditoría.

Doña Carmen Dolores para salir adelante junto a sus pequeñas hijas se dedica al comercio, vende productos por catálogos de Avon y Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Ella también realiza trabajos contables para ciertos lugares y personas que requieren de sus servicios, con esto ella se gana algo por su trabajo que junto a sus ganancias de su negocio le sirven para sacar adelante a sus pequeñas. Trabaja casi todos los días ya en sus labores contables o realizando sus recorridos, ella deja sus productos a crédito y cobra cada semana. Tiene más de 10 años que se dedica a esta actividad la cual le permite salir adelante.

Este crédito es para comprar perfumes, cremas, cosméticos y ciertos materiales de oficina para sus trabajos contables. Lleva 4 años en el Banco Comunal, es la presidenta del mismo y le gusta por la ayuda que les brindan con los créditos.

Su sueños es darles lo mejor a sus hijas.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 59
    View loans »
    Ecuador Loans Fundraising
  • $23,522,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mujeres De Exito De Rocafuerte (Rocafuerte) Group's $6,375 loan helped a member to buy perfume, creams, cosmetics, and office supplies.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2013
Listed
Jul 16, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013