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Gisella Yaqueline
The Virgen María communal bank meets every 15 days in the Montecristi canton. The canton is known for its rich pre-colonial history and its handicrafts, which are recognized on a national and international level. The city has a warm climate and a variety of cuisines, which makes it unique.

This is where Gisella, age 22 and single, lives. She is studying education at the university. She lives in her parents’ house. She has been in the communal bank for three years. She likes it because, thanks to the loans, she started her business. The business allows her to earn her own resources, and with these resources, continue her studies in order to have a better future.

In addition to studying, Gisella also sells clothes and all types of Esika, Lebel, and Sayson (beauty products, perfume, and women’s accessories) products. She works every day because she sells to her classmates. On the week-ends she visits other customers that she has in the city. She leaves her products on credit, and she collects every week. She has been engaged in this business activity for three years. She helps her parents and gets ahead in her studies with the business.

This loan is to buy perfume, creams, cosmetics, and clothes. Her dreams are to complete her education and to get a good job.
View original language description ↓
EL Banco Comunal Virgen María se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Ciudad de clima cálido y con una variedad en su gastronomía que la hacen única.

Aquí vive la señorita Gisella, tiene 22 años y es soltera, estudia ciencias para la Educación en la Universidad. Ella vive en casa de sus padres. Lleva tres años en el Banco Comunal y le gusta porque gracias a los créditos ella empezó su negocio el cual le permite ganarse sus propios recursos y con estos continuar con sus estudios para tener un mejor porvenir.

Doña Gisella además de estudiar también se dedica a la venta de ropa de todo tipo y de productos de Esika, Lebel y Sayson (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja todos los días ya que ella les vende a sus compañeras de clases y los fines de semana visita a otros clientes que tiene en la ciudad, deja sus productos a crédito y cobra cada semana. Tiene tres años que se dedica a esta actividad con la cual ayuda a sus padres y sale adelante en sus estudios.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa.

Sus sueños son terminar sus estudios y conseguir un buen trabajo.


About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,095,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Gisella Yaqueline to buy perfume, creams, cosmetics, and clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2013
Listed
Jul 16, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013