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Jennifer Yuliana
The Virgen Maria communal bank meets every two weeks in the Montecristi region, known for its rich pre-colonial culture, and for its arts known nationally and internationally. It’s a city with a warm climate and with a great variety of food which makes in unique.

Jennifer lives here. She is 21 years old, married, and has a three year old son who needs a lot of care. Her husband is a mason.

Jennifer is a young mother who sells clothing of different types, door to door, in order to help her husband with the household expenses. She goes out to make her runs in her spare time and on the weekends and sells on credit, collecting every week. She buys her merchandise in Guayaquil whenever she needs to and has been doing this for three years. This is how they make ends meet whenever her husband is out of work.

She will use the money from this loan to buy merchandise such as pants, blouses, shirts and children’s clothing. She has been a member of the communal bank for three years and started her business with her first loan.

Her dream is to have home of her own because she currently lives with her in-laws.
View original language description ↓
EL Banco Comunal Virgen María se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Ciudad de clima cálido y con una gran variedad en su gastronomía que la hacen única.

En este lugar vive la señora Jennifer, tiene 21 años de edad, está casada y de esta relación tienen un hijo de 3 años de edad el cual requiere de muchos cuidados. Su esposo es albañil.

Doña Jennifer es una joven madre que para ayudarle a su esposo con los gastos del hogar se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta, ella sale a recorrer la ciudad en sus ratos libres y fines de semana, deja a crédito a sus clientes y cobra cada 8 días. Su mercadería la va a comprar a Guayaquil cada vez que necesita. Tiene tres años que se dedica a esta actividad y en ocasiones cuando su esposo se queda sin trabajo es así como salen adelante.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde hace tres años y le gusta porque con la ayuda del primer crédito empezó su negocio.

Su sueño es tener su casa propia ya vive donde los suegros.

About Ecuador

  • $10,600
    Average annual income
  • 103
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Jennifer Yuliana to buy clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2013
Listed
Jul 16, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013