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Maria Esperanza
María is 43 years old and has primary education up to third grade. She is a mother of 2 children who live with and are dependent on her and her husband. From when she was very young, her parents taught her how to work the land since they come from a family with a tradition of farming and specifically growing coffee. Her son is 20 years old and is studying in third grade of secondary school. Her daughter is 15 years old and is in the second year of general high school. The family are only involved in farming activities such as clearing, applying fertiliser and picking the harvest. The land which they cultivate was inherited from her parents and is 4 kilometres from their house, a journey which they make on foot.

María has asked COMIXMUL for a loan which she can spend on supplies for her coffee production. She hopes to prevent the crops being damaged by rust, one of the types of fungus which can cause the crop to be ruined.

Her dream is to be able to buy more land for growing coffee so that she can have a better income and more profit for her family and improve their standard of living, as well as giving her children a better education and enabling them to graduate from university.
View original language description ↓
María es una mujer de 43 años con un grado de educación cursado hasta el tercer grado de primaria madre de 2 hijos los cuales viven y dependen de ella y su esposo. Fueron sus padres los que desde muy joven le enseñaron a trabajar la tierra siendo ellos agricultores por tradición familiar específicamente al cultivo de café. Sus 2 hijos el primero tiene 20 años y estudia en tercero de secundaria y la segunda tiene 15 años está en segundo curso de ciclo común. En las actividades de campo solo se involucra la familia para hacer lo que es: limpia, abona, y corta de la cosecha. Las tierras que cultivan son obtenidas por herencia por parte de sus padres las cuales están a una distancia de 4 kilómetros de su casa de habitación a la cual se trasladan a pie.

Ella ha solicitado a COMIXMUL un financiamiento para poder invertir en la compra de insumos para sus cultivos de café con los cuales ella quiere prevenir que sus cultivos sean dañados por la roya, plagas entre otros que hagan que su cosecha se pierda.

Su sueño es poder comprar más tierras para cultivarlas de café ya que así obtendrá mejores ingresos, mas ganancia para su familia y mejorar su nivel de vida, así mismo darles a sus hijos una mejor educación y lograr que ellos se gradúen en la universidad.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 81
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 20.2
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Maria Esperanza to buy agricultural supplies for growing coffee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 10, 2013
Listed
Jul 16, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014