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Lai's Group
In this Group: Lai, Kai
Lai, age 32, sells soy milk and bread to earn an income. She has operated her business with the support of her husband for three years. Lai is from the Sangke district of Battambang province. She and her husband have two children.

This will be Lai's seventh loan and her co-borrower's third loan in the same group of two members through Kiva partner VisionFund. Lai is the leader of this group. She has repaid her previous loans fully and promptly, and the investment from these loans has enabled her to build her business into an increasingly stable source of income.

She and her co-borrower are currently requesting loans in the amount of 1,400,00 KHR each. She will utilize her loan portion to buy soy milk, bread, and coffee to offer for sale. She is confident that she can increase her income through this investment.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 306
    View loans »
    Cambodia Loans Fundraising
  • $37,565,125
    Funds lent in using Kiva
  • 4,047.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Lai's Group's $700 loan helped a member to buy soy milk, bread, and coffee to offer for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jul 17, 2013
Currency Exchange Loss:
Jul 17, 2014