Folototo is a 27-year-old married woman with 4 children. She would like to start growing a vegetable garden to earn a living.
Folototo has requested a loan to buy a backpack sprayer, fertilizer, barbed wire, a water hose and vegetable seeds. She has been a member of SPBD for 2 years. Folototo will spend her profits to help her children's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.