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Rosario Paulina
The Guillermo Balda community bank meets every two weeks in the Montecristi canton, which is known for its rich pre-colonial culture and its nationally and internationally known crafts. It is also the place where the famous Panama hats are from.

Rosario is 41 years old, married, and has three children. Two of them are adults and her youngest daughter is 6 years old, goes to school, and is the only one who lives with her. Her husband is an artisan.

Rosario has a small general store in her home where she sells food items as well as fruits, legumes, stationary products, and housewares. She works every day starting at dawn, since that is the time her customers come to buy products to consume that day. She gives credit to certain trusted customers until the 15th or end of the month. This earns her more customers and her sales always improve. She has had this business for more than five years and she is very satisfied with it since she is able to earn money without leaving home.

She is requesting this loan to increase stock in her store, so she will purchase food items and school supplies. This is her fifth loan with the community bank and she likes it for the benefits and help that the institution provides.

Her dream is to continue expanding her business.
View original language description ↓
EL Banco Comunal Guillermo Balda se reúne cada quince días en Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Rosario, tiene 41 años de edad, está casada y de esta relación tienen tres hijos, dos de ellos ya son mayores de edad y una niña que es hija de crianza de 6 años que estudia en escuela y es la única que aún vive con ella. Su esposo es artesano.

Doña Rosario tiene una pequeña tienda de víveres en su casa, allí además de víveres también vende frutas, legumbres, artículos de papelería y de bazar, trabaja todos los días desde la madrugada ya que a esa hora llegan sus clientes a comprar productos para el consumo del día, ella a ciertos clientes de confianza les deja a crédito hasta la quincena o fin de mes que ellos cobran, con esto gana más clientela y sus ventas cada vez mejoran mas, tiene más de 5 años con su negocio el cual le deja muy buenas satisfacciones ya que allí ella se gana algo sin salir de su casa.

Este crédito es para surtir aún más su tienda y su papelería, va a comprar víveres y útiles escolares. Lleva 5 ciclos en el Banco Comunal y le gusta por los beneficios y ayuda que le brinda la institución.

Su sueño es seguir aumentando su negocio.

About Ecuador

  • $10,200
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Rosario Paulina to purchase food items and school supplies.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2013
Listed
Jul 19, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013