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Benita Francisca
The “Guillermo Balda” communal bank meets every fifteen days in Montecristi Canton, known for its rich pre-colonial culture and its crafts that are famous both nationally and internationally; it’s where the famous straw hats come from.

Benita, 53, lives here. She’s married and has five children. Four of them are already adults and one of them who is five-years-old attends school. Her husband is a driver.

Benita is a very good mother and wife who in order to contribute to household expenses works in commerce selling all types of clothes door to door. To do so she heads out into the city mostly in the morning which is when her son is in school and she can go out problem-free. She sells her merchandise on credit and collects every fifteen days. In order to buy her merchandise she travels to Guayaquil or to Ambato because she gets them less expensively and in greater variety there and that pleases her customers. She’s been in this business more than six years and has done very well.

This loan is to buy pants, blouses and all types of clothes. She’s been in the communal bank for four cycles and she likes it because of the help the loans provide. Her dream is to have a locale in which to sell her merchandise.
View original language description ↓
EL Banco Comunal Guillermo Balda se reúne cada quince días en Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Benita, tiene 53 años de edad, está casada y de esta relación tienen cinco hijos, cuatro de ellos ya son mayores de edad y uno de 5 años que estudia en escuela. Su esposo es chofer.

Doña Benita es una muy buena madre y esposa que para ayudar a solventar los gastos del hogar se dedica al comercio, vende ropa de todo tipo, su forma de ventas es puerta a puerta para lo cual sale a recorrer la ciudad más que todo en las mañanas ya que a esa hora su hijo está en la escuela y puede salir sin ningún problema, ella deja su mercadería a crédito y cobra cada quince días, para comprar su mercadería viaja a Guayaquil o a Ambato ya que allá consigue más barato y mayor variedad lo cual le gusta a sus clientes, ella lleva más de 6 años en este negocio y le ha ido muy bien.

Este crédito es para comprar pantalones, blusas y todo tipo de prenda. Lleva 4 ciclos en el Banco Comunal y le gusta por la ayuda que le brindan los créditos.

Su sueño es tener un local para vender su mercadería.

About Ecuador

  • $10,600
    Average annual income
  • 100
    View loans »
    Ecuador Loans Fundraising
  • $24,153,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Benita Francisca to buy pants, blouses and all types of clothes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2013
Listed
Jul 15, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013