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Patricia Jacqueline
The communal bank Guillermo Balda meets every fifteen days in the canton of Montecristi. This area is known for its rich pre-colonial culture and for its craftsmanship, which is renowned at both the national and international level. This is the place of the famous Panama hats.

Patricia lives here. She is thirty-two years old. She is separated, but has two children (ages 15 and 12) from this past relationship who are now studying in high school.

In order to move her children ahead, Patricia makes a living in doing domestic chores at another home in her town. However, in order to obtain more income apart from this work, she also makes a living as a merchant, selling all types of clothing. She sells door to door, and takes advantage of her free moments and weekends. She sells her merchandise on credit, and collects payments every fifteen days. Thanks to the loans, she was able to start this clothing business, which allows her to earn extra money for her children.

This loan is for the purchase of pants, blouses, and all other types of clothing items. She has been a member of this communal bank since the beginning, and she likes it because the loans allow her to continue moving ahead alone with her children.

Her dream is for her children to become professionals.
View original language description ↓
EL Banco Comunal Guillermo Balda se reúne cada quince días en Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Patricia, tiene 32 años de edad, está separada pero de su relación pasada tiene dos hijos de 15 y de 12 años que estudian en colegio.

Doña Patricia para poder sacar adelante a sus hijos con el fruto del trabajo se dedica a realizar trabajos domésticos en una casa de la localidad, pero para obtener recursos a parte de lo que gana en su trabajo también se dedica al comercio, vende ropa de todo tipo, su forma de venta es puerta a puerta para lo cual aprovecha sus ratos libres y los fines de semana, ella deja su mercadería a crédito y cobra cada quince días. Gracias a los créditos pudo empezar con este negocio que le permite ganar algo extra para salir adelante con sus hijos.

Este crédito es para comprar pantalones, blusas y todo tipo de prendas. Esta desde el inicio en el Banco Comunal y le gusta porque gracias a los créditos ella puede salir adelante sola con sus hijos.

Su sueño es que sus hijos sean profesionales.

About Ecuador

  • $10,200
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $23,522,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $975 helped Patricia Jacqueline to buy pants, blouses, and every other type of clothing item.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2013
Listed
Jul 15, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013