Check out some available loans that are similar to this one!
Rubenia, 50 years old, lives with her husband, her two children, and her grandchild in her own home. Rubenia is an entrepreneurial and determined woman.

Some years ago, she decided to open a small business in her residence. The business consists of a small store that, with great effort and dedication, she has managed to maintain throughout many years. She can count on many customers because to her, the customer is the most important. She always attends to them with a smile and a lot of friendliness, which is the reason that she has gained the confidence of many from that zone, and furthermore because she always has what her customers are looking for.

She dreams of giving her family a better quality of life, and knows that the only source of income is her small business. Therefore, she cannot neglect it, which is why every day she works hard to keep it open. It is for this reason that she motivated herself to request this loan from INTEGRAL to be able to invest in her small store and stock it with all types of products, such as: rice, beans, sugar, milk, coffee, candy, oil, paper, detergent, and other products that are attractive to her customers. She is confident that in this way she will manage to achieve her dram of giving a better quality of life to her family.
View original language description ↓
Rubenia de 50 años de edad, habita con su esposo, sus dos hijos y su nieto en casa propia. Rubenia es una mujer emprendedora y luchadora. Hace algunos años se decidió en poner un pequeño negocio en su hogar de residencia. El negocio consiste en una pequeña tienda que con gran esfuerzo y dedicación ha logrado mantener a lo largo de varios años. Cuenta con mucha clientela ya que para ella lo más importante son los clientes, siempre los atiende con una sonrisa y mucha amabilidad, razón por la cual se ha ganado la confianza de muchos en la zona y a demás porque siempre tiene lo que los clientes buscan. Ella sueña con dar a su familia una mejor calidad de vida y sabe que la única fuente de ingresos es su pequeño negocio, por tanto no puede descuidarse de el, por lo que cada día trabaja duramente para por mantenerlo activo. Es por esta razón que se motivo en solicitar este crédito a INTEGRAL para poder invertir en su tiendita y abastecerla con todo tipo de productos como: arroz, frijoles, azúcar, leche, café, golosinas, aceite, papel, detergente, y de más productos atractivos para los clientes. Confía que de esta manera logrará cumplir su sueño de darle una mejor calidad de vida a su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 845
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Rubenia to buy rice, beans, sugar, milk, coffee, candy, oil, paper, detergent, etc.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 4, 2013
Jul 15, 2013
Currency Exchange Loss:
Aug 23, 2014