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The client lives in the city of Machala. As destiny would have it, he suffered from a car accident. This forced him to retire from his work. In the accident he lost his left arm. He later used the money from his settlement to invest in the business that he had decided to start (store).

He will use the requested loan to buy merchandise for his store (beef and products of mass consumption).

He is married, and his wife helps him with the finances with her business of selling cosmetics and school supplies. They do not have children.
View original language description ↓
El cliente reside en la ciudad de Machala. Por motivos del destino sufrió un accidente de tránsito que lo obligó a retirarse de su trabajo y en la cual perdió su brazo izquierdo. Posteriormente, utilizó el dinero de su liquidación para invertir en el negocio que había decidido empezar (tienda). El crédito solicitado lo invertirá en mercadería para su tienda (reses y productos de consumo masivo). Es casado, su esposa lo ayuda en la economía con su negocio de venta de cosméticos y útiles escolares. No tienen hijos.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,650 helped this borrower to buy merchandise for his store.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jul 15, 2013
Currency Exchange Loss:
Oct 31, 2014