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Santa Maria Group
In this Group: Juana, Elva, Kleidy, Margarita, Melvy, Emma, Agustina, Casta Ines
The entrepreneurial bank Santa Maria consists of eight members, all women. The president of the bank is Señora Juana, who is 54 years old. She makes and sells bread. Her bakery is located in the El Torno district. She is a new client of this institution, since this is her first loan cycle. Señora Juana is going to use this loan to buy ingredients for making bread, such as flour, lard, and leavening, wholesale. Señora Juana is a person with the will to achieve. She is happy and grateful to the institution for the support offered her, since this is the only activity [she has] that allows her to support herself and her family. She also feels happy and grateful to the institution for the support offered to her fellow group members.
View original language description ↓
El Banco de emprendimiento SANTA MARIA Está compuesto por ocho integrantes todas mujeres, la presidenta del banco es la Sra. Juana tiene 54 años, ella se dedica a la elaboración y venta de pan, su panadería que se encuentra ubicado en la localidad de El Torno, es cliente nueva de la institución ya que es su primera secuencia, la Sra. Juana va a usar este préstamo para la compra de insumos como harina, manteca y levadura por mayor para la elaboración de pan, la Sra. Juana es una persona con ganas de superación se siente feliz y agradecida con la institución por el apoyo brindado ya que esta es la única actividad que le permite mantenerse y mantener a su familia, también se siente feliz y agradecida con la institución por el apoyo brindado a su compañeras de grupo.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 138
    View loans »
    Bolivia Loans Fundraising
  • $33,310,825
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Maria Group's $4,350 loan helped a member to buy ingredients such as flour, lard, and leavening wholesale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jul 14, 2013
Currency Exchange Loss:
Mar 27, 2014