Fortaleza 5K Group
The loan that they will take out will benefit these little micro-entrepreneurs, of which Señora Rosa is one. She indicates that she joined Pro Mujer two cycles ago, joining at the invitation of a recruiter from the institution who came to visit her in her home. Now she has a weaving business and sells sweaters and blankets. She relates that she has had this business for three years after learning weaving techniques.
The loan that she will take out now is to increase her capital (by buying wool), which she will acquire from the fairs in the city of El Alto, and after making things she will sell them at the fairs. This form of work allows her to generate resources to maintain her home as best she can, since she is married and has four children.
When she is asked what she likes about Pro Mujer, she responds that she likes the savings plan.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosa es integrante, ella indica que hace dos ciclos que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tejido y venta de chompas y mantas; cuenta que este negocio lo realiza hace tres años al aprender las técnicas de tejido.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en las ferias. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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