Kantutas Blancas Group
Loans like this benefit small business owners like Rosa. She says that she has done four loan cycles with Pro Mujer. She joined at the invitation of a promoter of the institution that came to visit her at home. Currently she has a business selling milk. She inherited this business from her parents many years ago since it is a family business.
She is requesting this loan now for working capital to purchase a cow. She will acquire it in neighboring towns and later raise it and sell the milk in her community. The type of work allows her to generate income to support her household since she lives in a common-law marriage and has three children.
When asked what she likes about Pro Mujer, she says that she likes the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosa es integrante, ella indica que hace cuatro ciclos que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de leche; cuenta que este negocio lo heredo de sus padres hace varios años, ya que es un negocio familiar.
El crédito que ahora sacará es para el aumento de capital (compra de vaca) que adquirirá de las comunidades aledañas y posteriormente a la crianza, comercializará la leche en su comunidad. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid