Vicuñitas De Mercedes Group
The requested loan will benefit these small microenterprises, including Martha's, who is a member. She told us that she joined Pro Mujer 5 years ago after being invited by a friend who is a member of the institution. Today she has a business selling rugs. She told us that she started this business over 20 years ago when she learned the skill of weaving.
The loan she is seeking today will be used to increase her capital (by buying wool) through acquisitions from businesses primarily in the city of El Alto and later through the creation and sale of items for her salesroom. This type of work allows her to generate earnings to maintain her home as much as possible. In addition, she is married and has three children.
When we asked her what she likes about Pro Mujer she responded that she likes the trainings, the loans, and the health services.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Martha es integrante, ella indica que hace cinco años que integra Pro Mujer, ingresando por invitación de su amiga que es parte de la institución. En la actualidad ella tiene un negocio de venta de mantas; cuenta que este negocio lo aprendió hace veinte años atrás al prender la técnica de tejido.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las empresas de la Ciudad de El Alto por mayor y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones, el crédito y el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid