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Bilal is a 26-year-old, single man, who has worked for eight years as a car mechanic. In 2010, he started his own business in order to improve his socioeconomic situation and to start planning for his future developments. His work is going just fine, but he needs patience to gain customers' trust and support. His good reputation is his special advantage among the competition.

Bilal is applying for a loan from Kiva's partner, Al Majmoua Lebanese Association for Development, in order to register land on which, one day, he'll build his dream house.

Bilal is just like any one else -- he dreams of making a small, happy family. But, before that, he will make sure that his income is good enough to take this step forward. He will work hard to keep his business updated with newly-released machines and tools required to better serve his clients.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.


About Lebanon

  • $15,800
    Average annual income
  • 142
    View loans »
    Lebanon Loans Fundraising
  • $17,449,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,300 helped Bilal to register land on which, one day, he'll build his dream house.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 16, 2013
Currency Exchange Loss:
Aug 15, 2013