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Kousar is a 31-year-old married woman. She has been doing a business of selling bangles for many years. She purchases dozens of colorful bangles from a wholesale market then sells them to the main city at reasonable prices. She is very enthusiastic in her business and manages to earn a reasonable amount of money to support her family.

Kousar is a loving mother of three daughters and is responsible for their food, health and education. She applied for a loan of RS 40,000 to purchase dozens of bangles in different colors and sizes for the upcoming event of Eid-ul-Fitar (a religious event for muslims).

Kousar is in her third loan cycle with a good loan history. She expects a boost in her earnings and is very much thankful to Kashf for its tremendous support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 337
    View loans »
    Pakistan Loans Fundraising
  • $15,677,475
    Funds lent in using Kiva
  • 100.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Kousar buy bangles to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 25, 2013
Jul 16, 2013
Currency Exchange Loss:
Jul 17, 2014