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Khurshed is 30 years old. He has a wife, two sons and one daughter. He lives with his family and also with his mother and brother in the city of Dushanbe. His wife works as a teacher and his children go to school. Khurshed does not work at this time. He used to work as a driver in the city's hotel and has a driving experience. Right now he wants to start his own business in this field and provide a taxi service on the local city route. Almost everyone takes a taxi in the capital city and it's a profitable business. Khurshed has savings in the amount of 4,500 TJS, but this is not enough to buy a car. To realize his goal Khurshed has come for a loan. He wants to buy a car and start his business using the savings and the loan. Thanks to the loan he will have his own business and good income.
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Хуршеду 30 лет. У него есть жена, двое сыновей и одна дочь. Он проживает со своей семьей, а также с матерью и братом в городе Душанбе. Его жена работает учительницей, а дети учатся в школе. Хуршед в данное время нигде не работает. Раньше он работал водителем в гостинице города. Поэтому у него есть хороший водительский опыт. Теперь он собирается заняться собственным бизнесом в этой сфере и предоставлять услуги такси по маршрутной линии города. В столице почти все пользуются услугой такси и это прибыльный бизнес. У Хуршеда имеется сбережение в размере 4500 TJS, но этой суммы совсем мало, чтобы приобрести автомобиль. Для реализации цели Хуршед обратился за кредитом. На сумму кредита и сбережения он хочет купить автомобиль и начать деятельность. Благодаря кредиту у него будет собственный бизнес и хороший доход.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $29,700,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Khurshed to buy a vehicle to provide a taxi service.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jul 5, 2013
Jul 17, 2013
Currency Exchange Loss:
Aug 17, 2014