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Her name is Kristina. Kristina and was born in Sejiram, Kapuas Hulu, West Kalimantan, on July 7, 1996. She was the first child and has four brothers. Her father and her mother work as an elementary school teacher in the village.

Her dream is to become an expert in shipping and transportation management. Because Indonesia is an archipelagic nation, certainly there are a lot of jobs in the field of shipping and transportation management.

Kristina recently graduated from high school. She wants to continue her studies at the Academy of Maritime Nusantara Cilacap, Department of KPN. Kristina chose AMN for two reasons, first because her parents cannot afford tuition for Kristina, and second, as an expert in shipping and transportation management, she will be able to quickly get a job in Indonesia or a foreign company. So Kristina can achieve her goals without burdening her parents and can provide greater opportunities for her younger siblings to attend school.

To be able to achieve her goals, Kristina is willing to go far from her parents and younger siblings to attend school on the island of Java. Kristina chose AMN college in Cilacap, because Kristina got information from her uncle who works in YSBS that in Cilacap there is the AMN Student Loan program for students from poor families. This program gave her great hope and Kristina is very excited because then she can go to college and later can achieve her goals. Kristina said, "But the excitement and hope is still dependent on the kindness of all of you, and depends on your generosity to lend me money for school fees. Please help me. I promise to return the loan later when I've graduated and am working. For your generosity, I say thank you. "

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 18
    View loans »
    Indonesia Loans Fundraising
  • $5,293,200
    Funds lent in using Kiva
  • 9,969.3
    Indonesia Rupiahs (IDR) = $1 USD