Que is 37 years old. She has two children who are learning at the 7th and the 5th grade. Her husband is a carpenter. He earns about 10,000,000 VND per month. Que helps her husband in the carpentry business. She has done this job for ten years. She earns about 5,000,000 VND per month. Her family’s total earnings are about 15,000,000 VND per month. Besides that, Que also grows rice to earn more money. Que’s challenges in life and work are a lack of capital to invest in her work and the low output price of products. Her dream is that her children can grow up well and have a successful future. This loan is one of the steps that will help her reach this dream. She can buy more wood for the business. Que is a hardworking woman and a passionate businesswoman.
She has participated in SEDA's microfinance program since 2009. In her last loan cycle, she borrowed 9,632,000 VND. In this loan cycle, she would like to borrow 10,080,000 VND to buy more wood. She can expand her carpentry store, to increase her earnings and save the profit for her children’s education.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.