Update on Edgar PatricioPatricio is 28 years old, married, and has one son. He lives with his wife and son in the canton of Ventanas in the province of Los Ríos.
Patricio is a member of “Los Amigos” communal bank. He works in agriculture and livestock in the rural area of Zapotal Nuevo.
Patricio works growing corn, wheat and barley. He is requesting a loan to buy insecticides, urea and other fertilizers. With the help of the loan, he will be able to buy what he needs for his crops. He will make his purchases in Ventanas.
Patricio’s dream is to buy a tractor. He says that the challenges he faces are pests that harm his crops and competition. In his free time he likes to play sports, especially volleyball.
Es Integrante de la VRC LOS AMIGOS, Se encuentra ubicada el Recinto Zapotal Nuevo, Pertenece al Cantón Ventanas se dedican a labores agrícolas y Pecuarias.
Patricio se dedica a la agricultura a la siembra de maíz, trigo, cebada. Solicita el crédito para comprar insecticidas, urea, fertilizantes. Con la ayuda del crédito podrá comprar lo necesario para las siembras. Las compras las realizará en Ventanas.
El sueño es comprar un tractor. Los desafíos a los que se enfrentan son las plagas y la competencia.
En el tiempo libre le gusta practicar el deporte en especial el boli.
Previous Loan DetailsEdgar is 27 years old, married and has one child. He lives with his wife and his son in the ZAPOTAL NUEVO area, belonging to the canton of Ventanas, in the province of Los Ríos. He belongs to the group LOS AMIGOS (The friends) which is located in the ZAPOTAL NUEVO area, belonging to the canto... More from Edgar Patricio's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid