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Virgen Del Carmen Group
In this Group: Ana Cecilia, Esther Beatriz , Maria Del Rosario , Rosa Agustina , Nila Carmela , Dante Steven , Stephany
Nila is 51 years old and the mother of three children. She has had a small bookstore (rented) for three years.

Nila has come to have loyal customers, which has generated profits to cover the costs of her household. In the future, she would like to have her own location where she can sell her products and earn a better income.

With the loan provided, she will invest in buying more products for her bookstore (books, schools supplies, etc.) and thus continue satisfying the needs of her customers and get ahead. Nila and all the members of her group are grateful to Kiva for the loan and for the confidence it has brought them.

Nila is the first woman on the right, sitting with the jacket. She says goodbye with a big hug to Kiva for the opportunity.
View original language description ↓
La Sra. Nila de 51 años de edad y madre de 3 hijos, la Sra. Nila tiene una pequeña librería (alquilado) ya hace unos 3 años. La Sra. Nila ha llegado a fidelizar a sus clientes el cual le ha generado ganancias para poder cubrir los gastos de su hogar, En el futuro le gustaría tener un local propio donde poder vender sus productos y obtener mayores ganancias económicas. Con el préstamo otorgado lo invertirá en comprar más productos para su librería (libros, útiles escolares, etc) y así seguir satisfaciendo las necesidades de sus clientes y así poder salir adelante. A la vez la Sra. Nila y todos los integrantes se encuentran agradecidos con Kiva por el préstamo otorgado y por la confianza que se les ha sido brindada. La Sra. Nila es la primera de la mano derecha está sentada casaca ploma, se despide con un fuerte abrazo a Kiva y por la oportunidad brindada.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 90
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Del Carmen Group's $5,450 loan helped a member to buy books and school supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 8, 2013
Jul 13, 2013
Currency Exchange Loss:
Dec 17, 2013