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Ligia Maria
Ligia María, age 58, lives in Santa Rosa de la Palmera. She is married and has four children. She has been running her variety store for over 16 years. Her business is located in her house. She gained knowledge of how to run this business because she was employed in this line of work for three years. She then decided to negotiate with the ex-owner, and he sold it to her. From then on she became the owner of the business selling variety items.

In Ligia María’s variety store you can find items like toys, stationery products, cosmetics, clothes, and jewelry, among others. With the money from the loan she wishes to improve the variety of products, increase her amount of customers, and, of course, increase her income.

With the income that she gets from the variety store, Liga María has contributed towards meeting the needs of her household. Also, with the help of her husband, a farmer, she has been able to provide an education for her four children. Three of them are now professionals in different fields, and the youngest is still studying in order to become a professional and help his parents with the household expenses.

The work that Ligia María does makes her feel fulfilled and very proud of herself. This is because her business activity generates her own income, and she is also able to support her family with it.

Ligia María’s customers are her neighbors in the community where she lives and from the surrounding areas. They are humble people and very good customers. She really likes tending to her customers well and sharing with them. This fills her with satisfaction, and it keeps her occupied and in good spirits. She is known for the cordial way that she treats her customers.

Ligia María hopes that with this money she will be able to prosper financially, increase the size of her business, and improve her quality of life and that of her family.
View original language description ↓
Ligia María es una mujer de 58 años, ella vive en Santa Rosa de la Palmera, es casada y tiene 4 hijos, se dedica desde hace más de 16 años a la administración de su bazar, el cual se encuentra en su casa de habitación, ella adquirió el conocimiento de cómo manejar este negocio ya que fue empleada del mismo durante 3 años, hasta que decidió negociar con el ex dueño y este se lo vendió y a partir de ahí ella pasó a ser la dueña del bazar hasta la actualidad.

En el bazar de la señora Ligia María se pueden encontrar artículos como: Juguetes, artículos de librería, cosméticos, ropa, bisutería, entre otros. Ella con el dinero del crédito desea mejorar la variedad de productos, incrementar la cantidad de clientes y por supuesto aumentar sus ingresos.

Ligia María con el ingreso que obtiene del bazar ha contribuido a satisfacer las necesidades del hogar, además con la ayuda de su esposo, quien es agricultor; ha podido brindarle el estudio a sus 4 hijos, 3 de los cuales ya son profesionales en diferentes campos y el menor de ellos aún se encuentra estudiando para poder llegar a ser profesional y ayudar a sus padres con los gastos del hogar.

El trabajo que realiza la señora Ligia María la hace sentirse una persona realizada y muy orgullosa de sí misma, ya que la actividad a la que se dedica le genera ingresos propios y además con esto puede mantener a su familia.

Los clientes de Ligia María son los vecinos de la comunidad donde vive y sus alrededores, son personas humildes y muy buenos clientes, a ella le gusta mucho atender bien a sus clientes y compartir con ellos, eso la llena de satisfacción y al mismo tiempo la mantiene ocupada y con buen ánimo, ella se destaca por la cordialidad con la que trata a sus clientes.

Ligia María espera que con este dinero pueda prosperar económicamente, incrementar el tamaño de su negocio y mejorar la calidad de vida de ella y su familia.

Additional Information

More information about this loan

FUNDECOCA is a nonprofit organization offering micro-lending services to unbanked farmers in remote communities of northern Costa Rica. These communities are represented by credit committees who are empowered through technical and financial training to offer a diverse range of products in different sectors including agriculture, commerce, livestock and more to farmers in rural areas. Kiva lenders’ funds will be used to reach clients in remote areas who generally have no access to financing from other institutions.

About FUNDECOCA

FUNDECOCA is a nonprofit organization offering micro-lending services to unbanked farmers in remote areas of Costa Rica.The organization offers a diverse range of products in different sectors including agriculture, commerce, livestock and more to empower farmers in rural areas through community credit committees. Kiva lenders’ funds will be used to reach clients in remote areas who generally have no access to financing from other institutions.

About Costa Rica

  • $11,100
    Average annual income
  • 15
    View loans »
    Costa Rica Loans Fundraising
  • $4,065,825
    Funds lent in using Kiva
  • 500.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Ligia Maria to buy merchandise for her store.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 27, 2013
Listed
Jul 12, 2013
Currency Exchange Loss:
Covered
Ended:
Mar 17, 2014