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Dzidodo/bolou-Kpeme Group
In this Group: Abra, Etsé, Kaffui, Akossiwa, Koami, Kossi, Afi
Madame Abra is married to a farmer. She is raising three children, all enrolled in school.The oldest is 12 and the youngest six years old. She herself is 31 years old.

Madame Abra has been working in agriculture since 2000. Her work is located in RÉGION MARITIME (in a town called TSEVIE) and she has three people who help her advance her agricultural pursuits. She is a member of an association called « DZIDODO» which means « COURAGE » of which she is the leader. They are all in the field of agriculture and this work brings them considerable income, permitting them to take care of their families. This first loan that they are requesting will be used to buy agricultural tools in order to have a good harvest. They hope to add to their arable land and ensure the well-being of their families.
View original language description ↓
Madame Abra est mariée à un cultivateur. Elle a en charge 03 enfants tous à l’école. L’ainé a 12ans et le dernier 06ans. Elle même a 31ans. Madame Abra est dans le domaine de l’agriculture depuis 2000. Son activité est centrée en RÉGION MARITIME (dans une ville nommée TSEVIE) et dispose de trois personnes qui l’aident pour l’avancement de son activité. Elle fait partie d’une association « DZIDODO» qui signifie « COURAGE » dont elle est la responsable. Elles sont toutes dans le domaine de l’agriculture et cette activité leur procure des revenus considérables leur permettant de prendre soin de leur famille. Le premier prêt qu’ils sollicitent leur servira à s’approvisionner en outils de travail afin d’avoir un bon rendement. Elles espèrent augmenter leurs superficies cultivables et assurer un bien être à la famille.

Additional Information

More information about this loan

This loan is part of a special WAGES program for groups of Togolese farmers and livestock breeders, offering financing at a lower interest rate in addition to relevant training. The reduced interest rate is designed to hit a sweet spot, empowering clients in rural Togo to capture significant, impactful profits and become more financially stable after three credit cycles. WAGES is working with the Togolese government, Veterinarians Without Borders and the African Institute for Economic and Social Development to make this program possible. By supporting this loan, you're extending opportunity in a country where 70% of the population works in agriculture but financing options remain scarce.

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Togo

  • $1,700
    Average annual income
  • 3
    View loans »
    Togo Loans Fundraising
  • $8,634,350
    Funds lent in using Kiva
  • 500.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dzidodo/bolou-Kpeme Group's $700 loan helped a member to buy agricultural inputs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 17, 2013
Listed
Jul 16, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 19, 2014