José's main activities are coffee growing and cattle raising, in which he has worked since he was young. The farm of this small producer is 62 manzanas in area (about 108 acres); 10 of these are planted in coffee, and of these 8 are producing and 2 are in development.
Currently his coffee production is sold through the business platforms promoted by PAC (Villages in Community Action Association), under the Fair Trade certification seal.
In order to ensure pest and disease control on his coffee plantation, this small producer is requesting a loan that will allow him to buy the supplies for maintaining his plantation. His goal is to increase his coffee production through greater yields and area planted, and to succeed in having a greater cash flow throughout the year.
Actualmente, su producción de café es comercializada a través de las plataformas de negocios promovidas por PAC (Asociación Pueblos en Acción Comunitaria), bajo el sello de certificación Comercio Justo. Para garantizar el control de plagas y enfermedades en su plantación de café, este pequeño productor está solicitando un crédito que le permita comprar los insumos para el mantenimiento de su cafetal. Su meta es incrementar su producción de café, a través de mayores rendimientos y áreas, y llegar a tener un mejor flujo de recursos a lo largo del año.
More information about this loan
This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.
About PACPAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.
Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.
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