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Patience's Group
In this Group: Matilda , Mohammed , Patience , Mary , Comfort
The "Patience" group is in its fourth loan cycle with ID-Ghana; all members put forth their best efforts to grow their respective businesses. They also do activities together to continue growing and helping their families. They sell children's wear, second-hand clothing, bags, bed sheets and electrical parts.

Patience sells second-hand clothing; she says that her day starts very early, given that she has to deliver her product to her customers due to competition. Married with two children, her dream is to own a second-hand clothing depot. She is requesting a loan of GHS 400 to purchase a bale of second-hand clothing to improve her stock and so continue supplying her customers.

The group's total loan request is GHS 2800 to improve their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,959,900
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Patience's Group's $1,400 loan helped a member to purchase a bale of second-hand clothing.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 4, 2013
Jul 15, 2013
Currency Exchange Loss:
Jan 17, 2014