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Kumushay is 35 years old, married and has four children, all daughters. For 15 years, she has worked in agriculture: soil cultivation and growing vegetables crops like potatoes and corn. Her farm is 1.5 hectares. Her spouse helps her with the work. She's good at farming and it brings her a little income. She has a monthly profit of 12,000 KGS. With the goal of further developing her agriculture business, Kumushay has turned to the microfinance bank Bai Tushum and Partners for a loan of 50,000 KGS to help cultivate her land. She plans to use the income from the loan to improve her family's well-being.
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Кумушай, 35 лет, замужем, имеет 4 детей (4 дочери). На протяжении 15 лет занимается полеводством: обработкой земли и посадкой таких овощных культур, как: картошка и кукуруза. В обработке около 1,5 ГА земли. Супруг помогает по хозяйству. У Кумушай неплохо получается с полеводством, что приносит ей небольшие доходы, ежемесячная прибыль составляет 12000 сом (KGS). В целях развития своего полеводства Кумушай обратилась в микрофинансовый Банк «Бай-Тушум и Партнеры» за кредитом, в сумме 50 000 сом (KGS) на обработку земли. На доходы от кредита Кумушай планирует улучшить благосостояние семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 78
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Kumushay for land cultivation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 4, 2013
Jul 16, 2013
Currency Exchange Loss:
Aug 17, 2014