They got to know each other through bonds of kinship, community, and friendship. They make and sell basketry, and are seeking their sixteenth solidarity loan (group loan) in order to buy raw materials.
Yama Yacouba (first woman on the left in the photograph) intends to buy a big length of bamboo leaves to make about one hundred baskets. She will then retail them to a clientele comprising both men and women.
She foresees turning an average monthly profit of XOF 40'000 (ca US$ 80) to be used to provide for her family and, in part, reinvested in her business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font la confection et vente de vannes.
Les femmes du groupe Nissondia sont à leur seizième prêt solidaire qui sera utilisé pour acheter des vannes.
La cliente Yama Yacouba, 1 ère de la gauche vers la droite, compte acheter une grande bande de feuille de bambou pour confectionner une centaine de vanne. Ces vannes seront vendues en détail à une clientèle composée de femmes et d’hommes.
Elle envisage réaliser un bénéfice moyen mensuel de 40 000FCFA qui sera utilisé pour ses besoins de la famille et une partie est réinvestie dans l’activité.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid