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Ma. Luz
Ma. Luz is 51 years old, married, and has 4 children, two of whom are in school.

Ma. Luz is in the agricultural business, raising pigs in the Philippines. Ma. Luz requested a PHP 15,000 loan through NWTF in order to buy feed and vitamins for her pigs. Ma. Luz has been raising pigs for five years now, and has borrowed ten times in the past from NWTF to sustain her business.

In the future, Ma. Luz would like to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1936
    View loans »
    Philippines Loans Fundraising
  • $61,097,225
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Ma. Luz to buy feed and vitamins for her pigs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 27, 2013
Jul 14, 2013
Currency Exchange Loss:
Jan 17, 2014