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Josephine is a single mother of five children and two of her children go to school. She also takes care of additional family members (mother and sister). She is a tailor and has been in this business for 16 years and has applied for a loan of 1,700,000 Uganda shillings from MCDTSACCO to buy more rolls of cloth material, threads and an electric sewing machine. She works from home six days out of every week and sells retail. She generates additional income from a pay phone. Her major business challenges are seasonality and defaulters. She aspires of owning a tailoring school and also to educate her children up to university level. She resides in her own house and the family has access to electricity and piped water. Her monthly expenses includes school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 224
    View loans »
    Uganda Loans Fundraising
  • $32,044,650
    Funds lent in using Kiva
  • 2,600.0
    Uganda Shillings (UGX) = $1 USD