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Gulnora is an honest and hardworking woman. She is 47 years old. She is married and raising four children. Gulnora, as she lives in a rural area together with her family, works with livestock breeding. She has worked with this business for 10 years already. She has a large experience and teaches her children this business. Her children, Burkhon, Oyzoda, Khudoyberdi and Rahmonberdi, and also her husband Rauf, help her with managing the business. This business is the main source of income for her large family and their only hope for the future.

Gulnora started building a new house several years ago, for her eldest son and his future wife. She would like to marry away her son, but first she should finish the house. Gulnora plans to complete the building before the winter. With this aim she applied for a loan, in order to purchase cement, wood, brick, armature and so on. She requests a loan in the amount of 3,000 US dollar. She awaits your kindness.
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Гулнора честная и трудолюбивая женщина. Ей 47 лет. Она замужем и на воспитании имеет 4 детей. Гулнора, так как живет вместе со своей семьей в сельской местности, занимается откармливанием скота. Гулнора занимается этим бизнесом уже более 10 лет. Она имеет большой опыт и обучает своих детей этому бизнесу. Ее дети Бурхон, Ойзода, Худойберди и Рахмонберди, а также ее муж Рауф помогают ей введению бизнеса. Этот бизнес является основным источником ее большой семьи и единственной надеждой для будущего развития. Гулнора несколько лет назад начала стройку нового дома для ее старшего сына и его будущей жены. Она хочет женить сына, но сначала она должна достроить дом. Гулнора планирует завершить стройку дома до зимы. С такой целью она обратилась за займом для того, чтобы купить цемент, древесину, кирпич, арматуру и т.п. Она запрашивает займ на сумму 3000 долларов США. Она ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 157
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Gulnora to buy building materials such as cement, brick, wood and armature, for building house.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 3, 2013
Jul 13, 2013
Currency Exchange Loss:
Aug 12, 2013