Nita is 27 years old, married, and has one child. She owns and operates a business venture, tailoring clothes. She has two years of experience in this line of business. Nita needs a loan to buy materials, threads, needles and a new sewing machine. She hopes to use her profits to expand her business. She joined SPBD in 2007.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.